CBUAE, ADGM, and DIFC each operate distinct regulatory frameworks for Islamic finance and digital assets. ZeroH maintains a unified compliance view across all three — with obligation mapping, automated crosswalk, and audit-ready evidence structured for each regulator.
CBUAE, ADGM, and DIFC require separate compliance programmes. ZeroH maps the overlaps and tracks each obligation independently.
The Central Bank of the UAE issued comprehensive Shariah Governance Standards requiring licensed financial institutions to maintain independent Shariah Supervisory Boards, compliance functions, and documented product approval processes.
Abu Dhabi Global Market's Financial Services Regulatory Authority provides a dedicated Islamic finance framework. ADGM-licensed Islamic finance entities must meet FSRA requirements for Shariah governance and risk management.
Dubai International Financial Centre operates its own Islamic finance legislative framework under DIFC Law No. 4 of 2018. ZeroH's obligation registry handles DIFC-specific compliance requirements separately from CBUAE obligations.
The UAE is home to Dubai Islamic Bank, Abu Dhabi Islamic Bank, and multiple ADGM-registered Islamic funds. The volume of assets under Shariah governance creates a compliance workload that manual processes cannot sustain.
Multi-jurisdiction GRC, AI Shariah research, and document privacy for CBUAE, ADGM, and DIFC-regulated entities.
Full GRC automation with AI + blockchain
AI Shariah research for scholars and compliance teams
Document privacy before AI processing
See how ZeroH serves different roles in your organisation.
ZeroH runs inside the Qatar Financial Centre Digital Asset Lab in live deployment with Al Rayan Bank — the first private
ZeroH automates compliance tracking, surfaces regulatory changes before they become gaps, and generates audit-ready evid
ZeroH maintains a living record of every fatwa, approval condition, and parameter boundary. Your board focuses on schola
Continuous Shariah compliance monitoring that flags product drift the moment it occurs, generates audit-ready evidence t
Self-service deployment in weeks, not months. No consultants required. Blockchain-verified proof that satisfies regulato
ZeroH maps Shariah non-compliance risk alongside your operational, regulatory, and reputational risk frameworks. One pla
See how ZeroH operates in key Islamic finance markets.
SAMA's Shariah Governance Framework requires independent Shariah boards, documented compliance processes, and structured
ZeroH is deployed at Al Rayan Bank through the Qatar Financial Centre — Qatar's international financial hub. QCB's AI Gu
The Central Bank of Bahrain's Rulebook Volume 2 sets some of the most detailed Shariah governance requirements globally.
Kuwait's Islamic banking sector manages over $140B in assets under CBK Shariah governance instructions and AAOIFI standa
BNM's Shariah Governance Policy Document, the Securities Commission's Capital Markets Plan 2026-2030, and PDPA create ov
OJK Shariah governance regulations, DSN-MUI fatwa requirements, and Bank Indonesia oversight create layered compliance o
With $47B in Islamic banking assets, 10 full-fledged Islamic banks, and over 50 Islamic banking windows, Bangladesh carr
With $50B+ in Islamic banking assets, five full-fledged Islamic banks, and an SBP-mandated Shariah governance framework,
With $100B+ in Islamic finance assets, five dedicated Islamic banks including Al Rayan Bank, and an FCA regulatory frame
Multi-jurisdiction GRC for CBUAE, ADGM, and DIFC. One platform for the complexity of UAE Islamic finance compliance.
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