Shariah compliance AIthat never sees your sensitive data.
Ali is the first AI assistant for Islamic finance built around a zero-disclosure principle. Your prompt is masked on-device. The model gets the question, not the names, the IBANs, or the contract numbers.
Public preview opens 4 May 2026
Islamic digital banks do not need another AI chatbot. They need a system that turns legal and Shariah requirements into day-to-day operating controls, lets teams use AI responsibly, and gives management, Shariah boards, auditors, and regulators something they can verify. Our technology starts before the cloud. Data does not leave the institution’s control unless the relevant disclosure policy has been applied first, so that institutions can actually use the cloud.
Sami Mian
Chief Executive Officer, Blade Labs
Islamic banks want to use AI.The rules say no, unless you are compliant, and can prove it.
Data sovereignty laws, privacy regulations, and Shariah governance all demand the same thing: evidence the policy was applied. Most AI deployments enforce this inside the cloud, after the data has already left.
Sensitive data leaves before policy is applied
Generic AI sends raw text to the model first, then tries to manage it after. By then the data has already crossed the institutional boundary.
Generic models hallucinate citations
A confident but wrong AAOIFI reference is worse than no answer. Compliance teams cannot ship structures based on fabricated standards.
Scholar capacity does not scale
The top 20 Shariah scholars hold 621 board seats. Reviews queue up, products slip, and rework after late-stage rejection costs more than early screening.
Audit evidence assembled at the last minute
When a regulator examines you, the question is always the same: prove your policy was applied. Reconstructing that record after the fact is what most platforms force you to do.
Inside ZeroH Disclosure
Your data stays under your policy.The model only sees what you allow.
ZeroH Disclosure applies your institution’s policy at the prompt boundary. By the time anything reaches an external AI service, sensitive fields have already been redacted and the disclosure has been audit-trailed inside your sovereign region.
Your device
Browser · macOS
- PII detection
- Masking
Original prompt never leaves your device
Qatar
Sovereign region
- Audit trail
- Permissioned DLT · encrypted storage
Stamps a hash, in region
Anthropic (US)
Claude
- Masked prompt only
- Returns answer
Sees only redacted tokens
Built for how Shariah governance actually works.
Every answer cites the standard. Every analysis covers the four schools. Every decision maps to the higher objectives. Every disclosure produces a record.
Source attribution
Every answer cites its source.
Ali names the AAOIFI standard, clause, and version, plus IFSB and BNM equivalents where relevant. If the source is not in the corpus, Ali says so. No fabricated references.
Multi-madhahib analysis
Four schools of thought, side by side.
Hanafi, Shafiʻi, Maliki, and Hanbali positions presented together with the scholarly source for each. Your Shariah board selects the applicable view. Ali documents the reasoning.
Maqasid al-Shariah
Compliance mapped to purpose.
Every analysis maps findings to the five higher objectives: Faith, Life, Intellect, Lineage, and Wealth. Connects technical compliance to the question regulators are asking.
Ali in action
Murabaha contract review.
A real example. One contract, three tiers of findings, board-ready output. Ali handles the research; your Shariah board makes the call.
Example: Murabaha contract review
Upload
Upload a 12-page Murabaha contract from your Islamic digital bank pipeline.
Ali identifies
- 2 critical: late payment penalty (riba risk under AAOIFI SS 8)
- 3 moderate: fee justification, commodity specification
- 5 compliant: profit rate disclosure, ownership transfer
Ali delivers
- Clause-level remediations with the standard reference for each
- Multi-madhahib analysis on the contested clauses
- Maqasid mapping for board discussion
- Audit-ready summary with cryptographic record
Time saved
Why Ali is different
A purpose-built compliance tool.
Generic AI tools generate text about Islamic finance. Ali supports compliance decisions with verifiable sources, controlled disclosure, and an audit trail.
Sources
Generic AI: Trained on public web. Confident answers without traceable origin.
Ali · Powered by ZeroH Disclosure: Cites the AAOIFI/IFSB/BNM standard, clause, and version. If source not found, says so.
Madhahib coverage
Generic AI: Surfaces one position, often majority view, no scholarly source.
Ali · Powered by ZeroH Disclosure: Presents Hanafi, Shafiʻi, Maliki, and Hanbali side by side, each with sources.
Data handling
Generic AI: Raw prompt sent to the model. Policy enforced after the fact.
Ali · Powered by ZeroH Disclosure: Policy applied at the prompt boundary. Original data does not leave your device.
Audit trail
Generic AI: Best-effort logs scattered across vendors and regions.
Ali · Powered by ZeroH Disclosure: Cryptographic record of every disclosure, stamped in your sovereign region.
Limits
Generic AI: Will answer outside its competence.
Ali · Powered by ZeroH Disclosure: Transparent about boundaries. Defers to your Shariah board on judgment calls.
Trust and security
Enterprise-grade.Proven track record.
Built by a team that has been deploying Islamic finance technology with regulators and Shariah boards. Certified to the standards your security team will ask about.
Security Certifications
SOC 2 Type II
ISO 27001:2022
GDPR
UK Patent Pending
Track Record
Al Rayan Bank · QFC Digital Receipt System
Verifiable credential issued at point of payment under QFC Digital Asset Regulation 2024. Announced September 2025.
FinoPitch International Grand Prize 2025
Tokyo. Sustainable ESG Islamic Finance Platform category.
Islamic Fintech Awards 2025
Dubai. Best Startup.
Qatar Development Bank portfolio company
Registered at the Qatar Financial Centre, active in the QFC Digital Assets Lab.
Fatwa pronouncement from Amanie Advisors
The ZeroH platform methodology that Ali is built on holds a full fatwa pronouncement from Amanie Advisors (April 2025), covering the platform digitalisation services that underpin Ask Ali.
Frequently asked questions
Ask Ali is an AI co-pilot purpose-built for Islamic finance compliance, product, and Shariah governance teams. Every answer cites its source (AAOIFI/IFSB standard, clause, and version), covers the four major madhahib, maps to the Maqasid al-Shariah, and produces a full audit trail. Ali is built on ZeroH Disclosure, the patent-pending privacy and proof platform that lets institutions use AI without surrendering control of sensitive data.
ZeroH Disclosure is the privacy and proof platform underneath Ali. It applies your institution’s disclosure policy at the prompt boundary, before any data reaches an external AI service, and it produces a cryptographic record each time it does. Ali runs entirely within the controls your institution has approved. The model only sees what your policy allows the model to see.
Generic AI tools are trained on public text and answer confidently even when they are wrong. They have no concept of jurisdictional Shariah requirements, do not cover the four madhahib systematically, and send your prompt to the model without enforcing your data policy first. Ali cites the specific standard for every answer, presents all four schools side by side, and never lets raw sensitive data leave your device.
Your original prompt stays on your device. ZeroH Disclosure detects sensitive fields client-side, applies your masking policy, and only the redacted prompt is sent onward. Audit trails are stamped inside your sovereign region (Qatar for GCC institutions). The external model receives only the masked tokens. On-soil deployment is available where data residency is required.
Ali covers AAOIFI Financial Accounting Standards (FAS), Shariah Standards (SS), and Governance Standards, plus IFSB guidelines, BNM Shariah governance frameworks, and jurisdiction-specific regulatory requirements across the GCC, Malaysia, the UK, and adjacent markets.
Yes. Blade Labs holds SOC 2 Type II, ISO 27001:2022, and GDPR compliance, all in place since 2023. ZeroH Disclosure is patent-pending under UK application GB2604344.8 (filed 27 February 2026) covering the cryptographic disclosure architecture. ZeroH holds a full fatwa pronouncement from Amanie Advisors covering the underlying platform methodology Ali is built on.
The public preview opens to anyone who would like to test it on 4 May 2026 at zeroh.io/ask-ali. Institutional teams (Shariah boards, compliance teams, product teams at Islamic banks, fintechs operating under dual mandate, scholars, and auditors) can talk to us anytime via the form on this page for a tailored briefing and walkthrough.
Ali is built by Blade Labs, a Qatar Development Bank portfolio company, registered at the Qatar Financial Centre and active through the QFC Digital Assets Lab. Live deployments include the Digital Receipt System with Al Rayan Bank in Qatar (September 2025) and a Shariah-compliant agricultural financing system in Bangladesh. Blade Labs won the FinoPitch International Grand Prize 2025 in Tokyo and the Islamic Fintech Awards 2025 in Dubai.
Talk to us about Ask Ali for your institution.
Be among the first institutions deploying AI compliance infrastructure regulators, auditors, and Shariah boards can verify. Or try the public preview yourself when it opens on 4 May 2026 at zeroh.io/ask-ali.
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Public preview opens to anyone on 4 May 2026.
Free 81-Point Compliance Checklist
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